www.plantoretirehappy.com
Pedro S. Reyna III
PeteReyna
PeteReyna
.com
life & retirement
What can a fia do for you?
Guaranteeing Safe Growth & Lifetime Income for RETIREMENT
lets Talk about your retirement plans
We have a dedicated team of professionals, licensed agents in our local community to help you protect what matters most - YOUR FAMILY. All of our agents are state licensed and represent a few carriers and products, so their loyalty is to you, the client. This allows them to remain impartial while finding you the best fit for your insurance and annuity needs.
retirement challenges
- outliving your money
- health care
- inflation
- leaving a legacy
- avoiding market downturns
- achieving investment returns
- probate
- charitable giving
lets Talk about your retirement plans
What can an annuity do for you?
Tax-Deferred Growth
Annuities help you increase savings because you won’t pay taxes on growth until you withdraw money.
Growth Potential
An annuity has the potential to grow your money while also helping manage risk of loss.
Manage Risk
Annuities provide a level of protection to help manage market risk.
Seven Reasons Why an FIA might be right for your retirement.
Retirement challenges can feel daunting, and making the right financial decisions can make all the difference. The Fixed Indexed Annuity (FIA) is one of the fastest growing retirement tools because it helps solve these problems! Here are seven reasons why an FIA might be right for your retirement
- Power of Indexing
- security & guarantees
- tax deferred
- eliminate fees
- eliminate risk
- guaranteed lifetime income
- avoid probate
lets Talk about your retirement plans
When you might need an annuity
If you are in one or more of these situations, an annuity might be exactly what you need.
- You're saving for retirement
If you're already contributing the maximum to other
retirement plans, like an IRA or 401(k), an annuity is an
attractive retirement planning option that grows tax-
deferred.
- You won't need the money soon
If you don't anticipate needing money from savings prior to
turning 59 ½, then an annuity may be a good option for you.
- You're worried you might outlive your savings
Annuities can provide guaranteed income for the rest of your
life, whether you live to be 100 or even 120. It could happen.
- You want to leave a legacy
With an Athene annuity, you can provide your loved ones
with a death benefit in the event of your death.
Achieve Your Retirement Goals
How do you picture retirement?
Knowing what you’re working toward can help you and your financial professional create a financial plan to help you achieve your goals.
Retirement Planning
Whether it’s decades away or just around the corner, life after work may be the next, most important chapter in your life. Will you have the financial resources to make your retirement remarkable?
No matter how hard or how much you’ve saved, there are factors that can affect your retirement readiness: volatile markets, surprise expenses, a longer life than you expected.
Let’s take a look at some of the areas you and your financial professional may want to focus on when planning for a remarkable retirement.
Growth
Income
Protection
There are many reasons why you might be focused on growing your retirement savings. Maybe you’d like to be able to live the lifestyle you want once you reach retirement, or you got a late start to saving and are looking to close the gap between what you have and what you’ll need. You may just prefer to have peace of mind that your retirement savings will be there when you need it — despite outside factors like poor market performance, high inflation or unplanned expenses.
When you no longer have a steady paycheck to rely on, where will your income come from? Perhaps more importantly, how much will be from guaranteed sources like Social Security or pensions? It can be difficult to predict just how much you’ll need to enjoy retirement to its fullest. And as people live longer, incorporating guaranteed income into your retirement plan may be an option to consider.
Once you leave the workforce for good, you’ll need to be able to depend on your retirement savings to cover your expenses for the rest of your life. To make sure your savings can meet your needs, you may be thinking about reducing your exposure to risk by incorporating protection strategies into your retirement savings plan.
Allow our Professional Licensed Agents to help find the product that’s right for you. Take a couple of minutes to fill out a simple form which will help our team develop a plan for a remarkable retirement.
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Pedro S. Reyna III
Contact
San Antonio, Texas
